Investing in Human Capital: A Capital Markets Approach to Student Funding
Cambridge University Press, 2004/03/11 - 224 ページ
Financing Human Capital argues for the use of instruments in which students agree to pay a percentage of their income during a specified period of time in exchange for funds to finance their education. Such instruments are named 'human capital contracts' and the main difference with respect to loans is the variable value of the payments students make during the repayment period. The financial consequences of human capital contracts-risk transfer from students to investors and increased information regarding future graduates' earnings-make them an attractive alternative for funding higher education.
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